Every category
Commercial kitchens and point-of-sale setups, trucks and trailers, CNC and press lines, medical and dental suites, forklifts and server rooms.
Equipment financing
Financing secured by the equipment.
EBASCO Capital reviews equipment requests with lending partners that finance the asset itself, whether you are buying from a dealer, refinancing equipment you own or freeing up cash through a sale-leaseback. The application covers the equipment and the business that runs it.
- Restaurant, retail, construction, transportation, medical and manufacturing equipment
- New and used purchases, refinancing and sale-leaseback
- Businesses with the equipment chosen and a vendor quote in hand
- The equipment
- The business
- The guarantor
- Documents
- Review
The equipment and the business
The equipment secures the loan. The business that runs it is what sizes it.
Is the equipment new or used?
New equipment carries the longest terms and the highest advance against cost.
Hours, miles and the serial number are what a lender uses to value used equipment. Leave them blank on a new unit.
The address of the business taking on the debt, which is also where the equipment will be based.
Profit after operating expenses, before the payment on this equipment. The loan is sized off this number.
Loan amount requested Equipment cost, less your down payment
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The guarantor
The owner is underwritten alongside the equipment. This is your half. We already have your name and how to reach you.
What the lender needs on the equipment
The quote is what prices the loan, and the bank statements are what size it. Those are the documents every equipment file starts with.
Attach what you have. Nothing here holds up the review. The rest can go up later in your secure application.
Supporting documents
A personal financial statement, the current equipment schedule, an appraisal on a used unit, insurance certificates, and anything else already in hand. No limit on how many.
PDF, JPG, PNG, Excel or Word, up to 100 MB per file. Titles, the UCC search and proof of insurance come later in the secure application.
Review and submit
Check the numbers on the equipment. You can go back and change anything.
Your application is in.
Your equipment application is with EBASCO Capital's lending partners. Your secure portal is next: the rest of the application continues there, and lender responses arrive there as they come in.
Placed with lenders that know the equipment.
The quote and the operating numbers go to lenders that finance equipment, from banks and captive finance companies on new units to independent lessors on used and specialty machines.
Ready when the dealer is
A complete file lets the lender approve the quote quickly, so delivery dates can hold.
Offers you can compare
Every lender works from the same quote and statements, so rate, term and advance can be compared directly.
From application to delivery.
Your portal shows where the file stands until the equipment arrives.
- 1
Apply
The equipment, the operating numbers and the owner, in one application with no fee.
- 2
Size the loan
The request is measured against the cost of the unit, its resale value and what the business earns.
- 3
Documents
The vendor quote, the bank statements and the returns are uploaded once to one file.
- 4
Term sheet
Rate, term, payment and the advance against cost come back in your portal.
- 5
Pay the vendor
The lender pays the dealer, and the file stays visible in your portal until the unit arrives.
Equipment by the numbers.
What the programs allow, and where an equipment request usually lands.
Terms matched to useful life
Most equipment financing runs 24 to 84 months, set against how long the unit will be earning.
Several lenders on larger orders
A fleet order can be shared among lenders so the full amount is funded.
New, used and already owned
A dealer purchase, a private-party unit, a refinance of equipment on the books, or a sale-leaseback that frees up cash.
Find out what the equipment can carry.
Send the quote and the operating numbers. EBASCO Capital sizes the request, takes it to lenders that finance the category and returns the terms in your portal.
- 24–84 monthsTypical equipment term
- Up to 100%Advance against cost
- New or usedIncluding private-party units