No credit impact
Options are reviewed on a soft credit pull. Nothing is recorded against your personal or business credit unless you accept an offer.
Working capital for the business you run.
EBASCO Capital brings term loans, lines of credit, revenue-based advances and invoice financing together for owners funding payroll, inventory, equipment or expansion. One application is reviewed by our lending partners at the same time.
Review my options
Soft credit pull. No impact to your credit score.
One application, many lenders.
Going to banks one at a time means preparing the same package again and again, and receiving offers that are hard to compare. With one application, the package is prepared once and the offers arrive side by side.
One submission
The application reaches the participating lenders at the same time, so the offers that come back can be compared directly.
Answers in days
Most files receive a response within a few business days, and funding is scheduled with the lender once an offer is accepted.
Already applied? Check the status of your file in the client portal.
Six products for the business you run.
Term loans, lines of credit, revenue-based advances and SBA 7(a) are reviewed together on this application, and the numbers of the business decide which ones come back as offers. Equipment financing and home equity lines each have a short application of their own.
Term Loan
A lump sum lent to the business and repaid over a set period with regular scheduled payments.
- Amount
- Up to $10,000,000
- Term
- 6 to 36 months
- Rate
- Competitive fixed
Line of Credit
Borrow up to an approved limit, with interest charged only on the balance drawn.
- Amount
- Up to $10,000,000
- Term
- Revolving
- Rate
- Competitive fixed
Revenue-Based Advance
An advance against the sales your business will make, repaid with fixed daily or weekly payments.
- Amount
- Up to $750,000
- Term
- 3 to 12 months
- Rate
- Fixed factor
SBA 7(a)
Government-guaranteed financing with long repayment terms, often used for an acquisition or a long-term project.
- Amount
- Up to $5,000,000
- Term
- 10 to 25 years
- Rate
- Prime + spread
Equipment Financing
Loans and leases on new or used equipment, matched to its working life. Apply with the equipment application.
- Amount
- Up to 100% of cost
- Term
- 24 to 84 months
- Rate
- Fixed
Home Equity Line
A revolving line secured by the equity in your home, drawn as you need it. Apply with the home equity application.
- Amount
- Up to 80% of value
- Term
- 10 to 30 years
- Rate
- Soft pull to check
Amounts and terms shown are the ranges in which our lending partners operate. Offers state the exact figures.
From application to funding.
Five stages, with the status of your file visible in the portal at each one.
- 01
Apply
One application with no fee and no obligation. It takes about three minutes with your figures at hand.
- 02
Review
The file is reviewed against the products our lending partners actively fund.
- 03
Compare
Offers come back side by side, so rate, term and repayment can be compared.
- 04
Fund
Approval is completed with the lender you select, and the funds go to the business account.
- 05
Deploy
The capital goes to inventory, payroll, equipment, marketing or a new location.
Terms that fit how the business runs.
EBASCO Capital works inside the financial statements of businesses at this size. The facilities presented here are the ones that hold against an operating calendar.
Competitive pricing
Lenders review the same file at the same time, and that competition shows up in the rates they offer.
Predictable timelines
A response within days, with funding scheduled as soon as the lender approves.
Structure as well as amount
Daily, weekly or monthly repayment, revolving or amortizing, from three months to twenty-five years. Every available structure comes back for review.
Fast, flexible capital for the month ahead.
Submit the application, compare the offers that come back and choose the product that fits the business.
One applicationFor every product
Soft pullTo review your options
One portalFor every offer