01 · Buying a business
Business acquisition
- Who it is for
- Owners and operators buying a company, from the first conversation with a seller to a signed purchase agreement.
- What is returned
- SBA 7(a) and conventional acquisition loans from lenders that finance changes of ownership.
- What is required
- The purchase price, the cash you are putting in and the business you are buying. The buying entity can be formed later.
5 steps · about 3 minutes
Apply as a buyer
02 · Selling a business
Seller prequalification
- Who it is for
- Owners getting ready to sell who want to know how much financing a buyer can get for the business.
- What is returned
- A lender prequalification on the business that you can share with serious buyers.
- What is required
- Three years of business tax returns, this year’s financial statements and the debt schedule. No personal identifiers are collected.
5 steps · about 2 minutes
Prequalify your business
03 · Real estate
Commercial real estate
- Who it is for
- Investors and owner-occupiers buying, refinancing or repositioning commercial property, from a mixed-use building to a warehouse.
- What is returned
- Bridge, conventional, SBA 504 and construction loans secured by the property.
- What is required
- The property, its rent roll or occupancy plan, and the owners behind it. The holding entity can still be unformed.
5 steps · about 4 minutes
Apply on a property
04 · Equipment
Equipment financing
- Who it is for
- Businesses buying new or used equipment, from trucks and machinery to a commercial kitchen.
- What is returned
- Loans and leases matched to the working life of the equipment, and sale-leaseback on equipment you already own.
- What is required
- The vendor quote or a description of the equipment, and three months of business bank statements.
5 steps · about 3 minutes
Apply for equipment
05 · Home equity
Home equity line of credit
- Who it is for
- Business owners who would rather borrow against the equity in their home, whether the funds go to the business, a project or existing debt.
- What is returned
- A revolving line of credit, generally sized at 80% of the home’s value less what is owed on it, with terms of 10 to 30 years.
- What is required
- The property, the mortgage balance and your income. Checking your rate uses a soft credit pull.
5 steps · about 3 minutes
Apply on your home
06 · Working capital
Working capital
- Who it is for
- Businesses covering payroll, inventory, a slow season or the next big contract.
- What is returned
- Term loans, lines of credit, revenue-based advances and invoice factoring, compared in a single review.
- What is required
- The business, its monthly revenue and how the funds will be used.
One application · no fee
Review working capital
